Sales Open From Monday - Saturday: 8:30AM- 7:00PM & Sunday: 11:00AM - 4:00PM
Credit Assistance Program
Credit Assistance
Challenged Credit? We Can Help!
No matter your credit situation, Village Toyota can provide you with assistance. The Finance Team at Village Toyota offers our customers access to credit assistance and bankruptcy approval programs that help even the most credit-challenged individuals get into a vehicle. We know that not everyone has perfect credit, but we feel that shouldn't disqualify them from obtaining the vehicle they want!
- Foreclosure?
- Bankruptcy?
- Divorced?
- Repossession?
Regardless of your current credit score, or your credit history, Village Toyota wants to help! Contact Us or Visit Us today to get the process started.
What Documentation Should You Bring to the Dealership?
If you are applying for a subprime car loan, Village Toyota requests that you bring in a few extra additional records. This added information helps us in dealing with banks to get your loan financed.
Valid Drivers License
Verify that your license is not expired, revoked or suspended, and ensure the address listed on your license is current matches your residence.
Proof of Insurance
Please include the name of your Insurance Agency, your Agent, and a reliable contact number for them. Adding a new car to your policy won't be necessary until your financing is approved.
Proof of Residency
A recent utility bill, such as water or electric, is sufficient so long as your name is listed and it matches the address given.
Proof of Employment
A recent pay stub stating your year-to-date earnings is sufficient. Self-employed individuals must provide two years of prepared tax returns.
Personal References
A reference can include anyone who knows you personally, such as a family member or friend. Please include their full names, addresses and phone numbers.
Phone Number Verification
Any phone number provided must be current, in service, and under the applicant's name. Prepaid cell phone numbers will not be accepted.
Is There Anything Else I Need To Have Ready?
In some cases, yes. Additional documents will be required if any of the following scenarios apply to you:
- Trading In A Vehicle – you must provide the title to the vehicle
- Recently Completed Bankruptcy – you must provide discharge paperwork
- Currently in Chapter 13 Bankruptcy – you must provide paperwork after receiving an Authorization to Incur Additional Debt from the court
